Privacy Policy

At Spektra Insurance Solutions, we are committed to protecting your privacy and ensuring that your personal information is handled with care. This policy outlines how we collect, use, and protect your data, including your rights as a California resident under the California Consumer Privacy Act (CCPA).

Information We Collect

We collect personal information such as your name, contact details (including phone number and email), and other necessary information to provide life insurance quotes and related services. All information is collected with your consent via forms on our website or through direct communication.

How We Use Your Information

We use the personal information you provide to:

  • Assist with insurance quotes and policy applications.
  • Contact you regarding insurance services and inquiries.
  • Improve our website and services to better meet your needs.

Mobile Information

We do not share, sell, or convey your mobile information to third parties for marketing or promotional purposes. Your mobile number is used solely to communicate with you regarding your insurance requests, and only if you have provided consent for such communication.

SMS Handling and Consent

By providing your mobile number and opting in to receive text messages (SMS) from Spektra Insurance Solutions, you agree to receive relevant information about your insurance quotes, policy updates, and other related services via text message.

  • Opting In:
    You may opt in to receive SMS messages by checking the appropriate consent box during the form submission process. By opting in, you authorize Spektra Insurance Solutions to send periodic messages related to your inquiries or policies.
  • Opting Out:
    You have the right to opt out of SMS communication at any time. To stop receiving text messages, simply reply “STOP” to any message, or contact us directly to be removed from our SMS list. After opting out, you will no longer receive text messages from us, but we may continue to communicate via other methods like email or phone calls if you have consented to those.

California Consumer Privacy Act (CCPA) Disclosures

If you are a California resident, you have the following rights under the CCPA:

  1. Right to Know: You can request details about the personal information we collect and how it’s used.
  2. Right to Request Deletion: You may request the deletion of your personal data, subject to legal and operational exceptions.
  3. Right to Non-Discrimination: Exercising your CCPA rights will not affect the quality of services you receive from us.

No Sale of Personal Information

Spektra Insurance Solutions does not sell or trade your personal information to any third parties. All data is used solely for the purposes of providing insurance-related services and communications.

Security Measures

We take appropriate steps to safeguard your personal information against unauthorized access or misuse. Our systems are secured using industry-standard protocols to maintain data confidentiality.

Your Rights and Choices

If you wish to exercise your rights under the CCPA, opt out of SMS communications, or have any concerns about your personal data, please contact us at +18444320194

Changes to Our Privacy Policy

We reserve the right to modify this privacy policy as needed to reflect changes in our practices or to comply with legal requirements. Updates will be posted on this page, and we recommend reviewing the policy periodically.

Contact Us

If you have any questions about this privacy policy or our data handling practices, please contact us at +18444320194